Banco Santander SA ADR (SAN)

Currency in USD
12.485
-0.075(-0.60%)
Real-time Data·
Earnings results expected in 14 days
SAN is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
12.46012.560
52 wk Range
6.61013.240
Key Statistics
Prev. Close
12.56
Open
12.55
Day's Range
12.46-12.56
52 wk Range
6.61-13.24
Volume
4.6M
Average Vol. (3m)
14.77M
1-Year Change
84.963%
Book Value / Share
8.26
Fair Value
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Fair Value Upside
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SAN Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
11.723
Downside
-6.10%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

Banco Santander SA ADR News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Buy
Moving Averages
Buy

Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services. The company also provides credit and debit cards, real estate loans, microfinance, and auto loans; corporate and investment banking services; advice on mergers and acquisitions; wealth, asset, and risk management services; and digital payments and technology solutions. In addition, it is involved in the securitization, leasing, management of portfolios, e-commerce, air transport, aircraft rental, software, consulting, fund and investment management, renewable energy, vehicle rental, insurance, advertising, marketing, telemarketing, automotive, agricultural, factoring, securities brokerage and investment, pension fund management, trade intermediary, venture capital fund, renting, restaurant, electricity production, IT, internet, and financial advisory and other activities; management, and other real estate activities; and purchase and sale of vehicles. Further, the company offers mobile and online banking services. Banco Santander, S.A. was formerly known as Banco Santander Central Hispano SA and changed its name to Banco Santander, S.A. in February 2007. The company was incorporated in 1856 and is headquartered in Madrid, Spain.

Employees
195322

Banco Santander SA ADR Earnings Call Summary for Q4/2025

  • Santander reported record Q4 2025 profits of EUR 14.1 billion (up 12% YoY) with revenue rising 4% to EUR 37 billion, despite stock falling 7.43% to $13.02
  • The bank achieved a Return on Tangible Equity of 16.3% and record CET1 ratio of 13.5%, with fee income increasing 9% in constant euros
  • Strategic acquisition of Webster announced to strengthen U.S. market presence, with expected cost synergies and enhanced competitive positioning
  • Management forecasts ROTE above 20% by 2028, mid-single-digit revenue growth in 2026 (excluding M&A), and double-digit growth including acquisitions
  • Santander committed to a €10 billion share buyback program while continuing to focus on efficiency improvements and digital banking initiatives
Last Updated: 02/03/2026, 03:33 PM
Read Full Transcript
Santander ADR investor slides for Q4/2025
Santander Q4 2025 slides
Last Update: Feb 03, 2026
See full investor slides

Compare SAN to Peers and Sector

Metrics to compare
SAN
Peers
Sector
Relationship
P/E Ratio
12.9x11.2x9.9x
PEG Ratio
0.750.690.03
Price / Book
1.5x1.4x1.0x
Price / LTM Sales
3.3x3.1x2.9x
Upside (Analyst Target)
2.5%11.4%14.5%
Fair Value Upside
Unlock−5.0%1.7%Unlock

Analyst Ratings

1 Buy
1 Hold
1 Sell
Ratings:
3 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 11.723
(-6.10% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Goldman Sachs
Sell4.90-60.75%-DowngradeOct 14, 2025
JPMorgan
Hold22.00+76.21%21.00MaintainApr 22, 2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.91%
Dividend Yield
1.60%
Industry Median 3.15%
Annualized Payout
0.20
Paid quarterly
5-Years Growth
+13.49%
Growth Streak

Earnings

Latest Release
Feb 04, 2026
EPS / Forecast
0.28 / 0.25
Revenue / Forecast
19.01B / 18.18B
EPS Revisions
Last 90 days

SAN Income Statement

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FAQ

What Is the Santander ADR (SAN) Stock Price Today?

The Santander ADR stock price today is 12.485 USD.

What Stock Exchange Does Santander ADR Trade On?

Santander ADR is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Santander ADR?

The stock symbol for Santander ADR is "SAN."

Does Santander ADR Pay Dividends? What’s The Current Dividend Yield?

The Santander ADR dividend yield is 1.6%.

What Is the Santander ADR Market Cap?

As of today, Santander ADR market cap is 181.300B USD.

What Is Santander ADR's Earnings Per Share (TTM)?

The Santander ADR EPS (TTM) is 0.905.

When Is the Next Santander ADR Earnings Date?

Santander ADR will release its next earnings report on Apr 29, 2026.

From a Technical Analysis Perspective, Is SAN a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Santander ADR Stock Split?

Santander ADR has split 8 times.

How Many Employees Does Santander ADR Have?

Santander ADR has 195322 employees.

What is the current trading status of Santander ADR (SAN)?

As of Apr 15, 2026, Santander ADR (SAN) is trading at a price of 12.485 USD, with a previous close of 12.560 USD. The stock has fluctuated within a day range of 12.460 USD to 12.560 USD, while its 52-week range spans from 6.610 USD to 13.240 USD.

What Is Santander ADR (SAN) Price Target According to Analysts?

The average 12-month price target for Santander ADR is 11.723 USD, with a high estimate of 13.7 USD and a low estimate of 8.6 USD. 1 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Neutral. The stock has an -6.10% Downside potential.

What Is the SAN Premarket Price?

SAN's last pre-market stock price is 12.550 USD. The pre-market share volume is 151,940.000, and the stock has decreased by -0.010, or -0.080%.

What Is the SAN After Hours Price?

SAN's last after hours stock price is 12.620 USD, the stock has decreased by 0.060, or 0.480%.
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