Pinnacle Financial Partners Inc (PNFP)

Currency in USD
94.69
+0.98(+1.05%)
Real-time Data·
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Fair Value
Day's Range
93.2894.78
52 wk Range
81.08120.46
Key Statistics
Prev. Close
93.71
Open
94.29
Day's Range
93.28-94.78
52 wk Range
81.08-120.46
Volume
455.63K
Average Vol. (3m)
1.59M
1-Year Change
0.3497%
Book Value / Share
88.75
Fair Value
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Fair Value Upside
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PNFP Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
111.42
Upside
+17.66%
Members' Sentiments
Bearish
Bullish
ProTips
Analysts anticipate sales growth in the current year
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.

Employees
3709

Pinnacle Financial Partners Inc SWOT Analysis


Navigating Headwinds
Learn how PNFP manages challenges like expense pressures, interest rate volatility, and competitive threats while maintaining stable credit metrics and outperforming expectations
Valuation Dynamics
Explore PNFP's premium valuation, trading at 14x 2026 earnings, with analyst price targets ranging from $105 to $135, reflecting market confidence in growth prospects
Strategic Expansion
Delve into PNFP's aggressive growth initiatives, including new hires, branch openings, and marketing efforts, positioning the bank for increased market penetration
Growth Amidst Challenges
Pinnacle Financial Partners showcases robust growth in a complex banking landscape, with a 10% revenue CAGR over five years and strong Q1 2025 performance
Read full SWOT analysis

Pinnacle Financial Partners Inc Earnings Call Summary for Q4/2025

  • Pinnacle Financial Partners reported Q4 2025 EPS of $1.47, missing forecasts by 34.67%, while revenue exceeded expectations at $629.67 million (14.65% above forecast).
  • Despite the earnings miss, the stock rose 0.28% to $102 in premarket trading, with the company successfully completing its merger with Synovus.
  • Net interest income increased 3% quarter-over-quarter and 12% year-over-year, with period-end loans growing 3% QoQ and 10% YoY.
  • CEO Kevin Blair emphasized strategic integration, stating 'We're scaling with a soul' and confirming the integration is on schedule with strong cultural alignment.
  • For 2026, Pinnacle projects 9-11% loan growth, 8-10% deposit growth, and adjusted revenue between $5-5.2 billion with a net interest margin of 3.45-3.55%.
Last Updated: 01/22/2026, 10:14 AM
Read Full Transcript
Pinnacle investor slides for Q4/2025
Pinnacle Financial Partners Q4 2025 slides
Last Update: Jan 22, 2026
See full investor slides

Compare PNFP to Peers and Sector

Metrics to compare
PNFP
Peers
Sector
Relationship
P/E Ratio
22.6x12.0x9.9x
PEG Ratio
0.640.900.03
Price / Book
2.1x1.1x1.0x
Price / LTM Sales
7.3x3.8x2.9x
Upside (Analyst Target)
16.9%14.0%14.5%
Fair Value Upside
Unlock19.2%1.7%Unlock

Analyst Ratings

13 Buy
5 Hold
0 Sell
Ratings:
18 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 111.42
(+17.66% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
BofA Securities
Buy110.00+16.18%113.00MaintainApr 07, 2026
UBS
Buy110.00+16.18%106.00UpgradeApr 07, 2026
Evercore ISI
Buy107.00+13.01%116.00MaintainApr 06, 2026
JPMorgan
Buy105.00+10.90%120.00MaintainApr 01, 2026
Truist Securities
Buy114.00+20.41%119.00MaintainMar 26, 2026

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 8.07%
Dividend Yield
2.15%
Industry Median 3.15%
Annualized Payout
2.00
Paid quarterly
5-Years Growth
+8.45%
Growth Streak

Earnings

Latest Release
Jan 21, 2026
EPS / Forecast
1.47 / 2.25
Revenue / Forecast
629.67M / 549.2M
EPS Revisions
Last 90 days

PNFP Income Statement

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FAQ

What Is the Pinnacle (PNFP) Stock Price Today?

The Pinnacle stock price today is 94.69 USD.

What Stock Exchange Does Pinnacle Trade On?

Pinnacle is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Pinnacle?

The stock symbol for Pinnacle is "PNFP."

Does Pinnacle Pay Dividends? What’s The Current Dividend Yield?

The Pinnacle dividend yield is 2.16%.

What Is the Pinnacle Market Cap?

As of today, Pinnacle market cap is 14.22B USD.

What Is Pinnacle's Earnings Per Share (TTM)?

The Pinnacle EPS (TTM) is 8.07.

When Is the Next Pinnacle Earnings Date?

Pinnacle will release its next earnings report on Jan 21, 2026.

From a Technical Analysis Perspective, Is PNFP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Pinnacle Stock Split?

Pinnacle has split 1 times.

How Many Employees Does Pinnacle Have?

Pinnacle has 3709 employees.

What is the current trading status of Pinnacle (PNFP)?

As of Apr 15, 2026, Pinnacle (PNFP) is trading at a price of 94.69 USD, with a previous close of 93.71 USD. The stock has fluctuated within a day range of 93.28 USD to 94.78 USD, while its 52-week range spans from 81.08 USD to 120.46 USD.

What Is Pinnacle (PNFP) Price Target According to Analysts?

The average 12-month price target for Pinnacle is 111.42 USD, with a high estimate of 130 USD and a low estimate of 90 USD. 13 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +17.66% Upside potential.

What Is the PNFP Premarket Price?

PNFP's last pre-market stock price is 93.65 USD. The pre-market share volume is 250.00, and the stock has decreased by -0.06, or -0.06%.

What Is the PNFP After Hours Price?

PNFP's last after hours stock price is 93.67 USD, the stock has decreased by -0.04, or -0.04%.
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