Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts; and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commercial and industrial, and agricultural and non-real estate agricultural loans; construction, land development, and other land loans; consumer loans, including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans; term loans and lines of credit; and consumer durables and home equity loans, as well as loans for working capital, business expansion, and purchase of equipment and machinery. In addition, it provides digital banking, internet banking, mobile banking, trust and wealth management, retail brokerage, mortgage services, and treasury management, and debit and credit cards services. The company was incorporated in 1983 and is headquartered in Houston, Texas.
Price Target Range | Analysts maintain mixed outlooks with targets between $78-$86, with Barclays assigning an Equal Weight rating and RBC Capital Markets a Sector Perform rating. |
Earnings Trajectory | Analyst projections show EPS reaching $5.72-$5.80 for FY2025 and $6.59-$6.88 for FY2026, reflecting confidence in profitability despite growth limitations. |
Capital Strength | Explore how PB's robust capital position enables strategic share buybacks and potential acquisitions while maintaining financial stability despite limited organic growth opportunities. |
Margin Momentum | Prosperity Bancshares demonstrates positive net interest margin trends and securities portfolio repricing, offsetting persistent balance sheet growth challenges. |
Metrics to compare | PB | Sector Sector - Average of metrics from a broad group of related Financials sector companies | Relationship RelationshipPBPeersSector | |
|---|---|---|---|---|
P/E Ratio | 12.8x | 9.4x | 9.9x | |
PEG Ratio | 0.96 | 6.54 | 0.03 | |
Price / Book | 0.9x | 1.1x | 1.0x | |
Price / LTM Sales | 5.6x | 3.6x | 2.9x | |
Upside (Analyst Target) | 12.1% | 12.2% | 14.5% | |
Fair Value Upside | Unlock | −0.6% | 1.7% | Unlock |